Contact Information
Address:
390 park st #496 Birmingham mi 48009
Lendrue Your trusted partner for mortgage refinancing and new home purchase loans. Whether you’re looking to lower your monthly payment, shorten your mortgage term, or secure financing on your dream home, our team is dedicated to finding the loan solution tailored to your needs. With transparent service, competitive rates, and hands-on support at every step, Lendrue makes navigating home financing simpler and more accessible. We’re committed to delivering clarity, trust, and value to every homeowner or homebuyer we serve.
390 park st #496 Birmingham mi 48009
Welcome to Lendrue, your trusted partner for mortgage solutions right here in Birmingham, Michigan. Located at 390 Park Street, Suite 496, Birmingham, MI 48009, we specialize in helping homeowners navigate the complexities of refinancing mortgages and securing new home purchase loans. Our dedicated team is committed to providing personalized service and expert guidance to meet your unique financial needs.
Mortgage Refinancing:
If you're a homeowner in the Birmingham area, refinancing could be a smart financial move. Whether you're looking to secure a lower interest rate, shorten the term of your loan, extract cash out for home improvements or other expenses, or simply streamline your existing mortgage, Lendrue is here to help. We understand that refinancing involves careful consideration, and our goal is to simplify the process, making it less stressful and more beneficial for you. We analyze your current loan terms, credit profile, and market conditions to find the best possible refinance option tailored to your situation.
New Home Purchase Loans:
Embarking on the journey to buy a new home is an exciting milestone. Lendrue provides comprehensive mortgage solutions for aspiring homeowners right here in Birmingham. We guide you through the various loan programs available, including fixed-rate and adjustable-rate mortgages, FHA, VA, and conventional loans, helping you determine which option aligns best with your budget and long-term goals. Our process involves assisting you in qualifying for a loan, understanding down payment requirements, closing costs, and navigating the entire application and closing process smoothly.
Choosing Lendrue means choosing a local expert focused solely on serving the residents of Birmingham, MI 48009. We pride ourselves on our deep understanding of the local market and our commitment to transparent, ethical lending practices. Our team is knowledgeable and accessible, dedicated to answering your questions and providing clear explanations throughout the mortgage process.
Ready to explore your mortgage options? Whether you're looking to refinance your current home or take the first step towards homeownership, contact Lendrue today. Visit our website at https://lendrue.com/ or call us directly at 833-581-1144. We look forward to helping you achieve your real estate goals right here in our community.
Frequently Asked Questions (FAQs)
Q1: Do you only serve borrowers in Birmingham, MI 48009?
A1: Yes, Lendrue at 390 Park Street, Birmingham, MI 48009 focuses exclusively on serving the residents of Birmingham, MI 48009 for both mortgage refinancing and new home purchase loans.
Q2: How long does the mortgage refinancing process typically take?
A2: The timeline for refinancing can vary based on individual circumstances, loan type, and market conditions. Generally, the process can range from a few weeks to a couple of months. Our team will provide you with a more accurate estimate once we gather your information.
Q3: What are the minimum credit score requirements for getting a mortgage?
A3: Minimum credit score requirements depend on the loan program you choose. While some government-backed loans (like FHA) may accept scores as low as 500 or 580, conventional loans often require a higher score, typically 620 or above. We can discuss various loan options and their specific requirements during your consultation.
Q4: Can I get a mortgage pre-approval online?
A4: Yes, you can often get a preliminary estimate of pre-approval online by providing basic financial information on our website. However, for a formal pre-approval, which is a stronger indication to sellers, we recommend speaking with one of our loan officers at our Birmingham office, 390 Park Street, who can review your specific financial situation.
Q5: What documents do I need to prepare for a mortgage application?
A5: Common documents required include pay stubs (typically the last two months), W-2 forms (for the past two years), tax returns (for the last two years), bank statements, proof of asset accounts, and identification documents. We will provide you with a detailed checklist once you begin the application process with us.